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What Is Short-Term Medical?

What Is Short-Term Medical Insurance?

Short-term medical insurance is a temporary health coverage option designed to help bridge gaps in insurance when you're between plans, such as after leaving a job, aging off a parent’s plan, or waiting for ACA coverage to begin. These plans offer basic protection for unexpected illnesses or injuries, covering things like doctor visits, emergency care, and hospitalization. While they don’t include all the essential benefits required by ACA plans—such as maternity care or mental health services—they can provide peace of mind during times of transition. Short-term plans are typically more affordable and can start quickly, making them a practical choice when you need temporary coverage. Not sure if a short-term plan is right for you? Our team at Mountaineer Health and Life Insurance is here to help you find the best fit for your situation. Call today!

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SHORT-TERM MEDICAL?

We work with many different carriers and can help you find the best coverage to meet your needs, and your budget.

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We’re here to walk you through the process step by step, answer your questions along the way, and help you understand all of your options in a way that actually makes sense. Our goal is to make things simple, clear, and stress-free—so you can feel confident about the choices you’re making.

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© 2025 by Mountaineer Health and Life Insurance, LLC. 

 

We are not endorsed by the United States government or the federal Medicare program. We do not offer every plan available in your area, and any information we provide is limited to those plans we do offer in your area. Please reach out to Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Assistance Program (SHIP) to get information on all of your options. 

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