Terms of Use

Terms of Use

Effective Date: 4/14/2024

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Welcome to the website of Mountaineer Health and Life Insurance. By accessing or using our site, you agree to be bound by these Terms of Use. Please read them carefully before using our services.

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1. Acceptance of Terms

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By using this website, you agree to comply with and be legally bound by these Terms of Use and our Privacy Policy. If you do not agree, please do not use the site.

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2. Use of the Website

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You agree to use this website for lawful purposes only and in a way that does not infringe the rights of others or restrict or inhibit their use of the site. You must not:

• Misrepresent your identity or provide false information

• Interfere with the site’s operation or security

• Attempt to gain unauthorized access to any part of the site

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3. Intellectual Property

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All content on this site—including text, logos, graphics, images, and layout—is the property of Mountaineer Health and Life Insurance and is protected by applicable copyright and trademark laws. You may not use, reproduce, or distribute any content without our written permission.

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4. No Financial or Insurance Advice

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Information provided on this website is for general informational purposes only and is not intended as legal, tax, financial, or insurance advice. For personalized guidance, please contact a licensed insurance agent.

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5. Third-Party Links

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This website may include links to third-party websites. These links are provided for your convenience and do not imply endorsement. We are not responsible for the content or practices of any linked sites.

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6. Marketing Communications

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By submitting your contact information through our forms, you consent to receive communications from us, including marketing messages by email or SMS, in accordance with our Privacy Policy. You can opt out at any time.

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7. Disclaimer of Warranties

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This site is provided “as is” without warranties of any kind. We do not guarantee the accuracy, completeness, or reliability of any content or that the site will be available without interruption or error.

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8. Limitation of Liability

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Mountaineer Health and Life Insurance shall not be liable for any damages arising from the use of, or inability to use, this website or the information contained within.

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9. Changes to Terms

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We may update these Terms of Use at any time. When we do, we will revise the effective date at the top of this page. Your continued use of the site signifies your acceptance of any changes.

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10. Governing Law

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These terms shall be governed by the laws of the State of West Virginia. Any legal action relating to these terms shall be brought in a court located in West Virginia.

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11. Contact Us

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If you have questions about these Terms of Use, please contact us at:

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Mountaineer Health and Life Insurance
1004 Northway Drive, Saint Albans, WV 25177
Phone: 304-989-5809
Email: info@mountaineerhealthandlife.com